Palliative care costs are normally covered by Medicare. Private health insurance may also be an option. However, this may not always be the case. It is important to find out as soon as possible who pays for what. Additional financial costs may need to be met. Who pays can depend on whether care is being provided at home or in hospital. There may be costs attached to services that are accessed in the community. There may be limits to length of stay in hospital or hospice. This may depend on the health insurance policy and the hospital.
Your private health fund may include cover for home nursing. This may be part of your hospital cover. This means that you can be treated by a nursing service as a private patient.
Domiciliary Care and Home Care groups can sometimes provide equipment. They may also provide care support in the home, and fees may apply. If equipment is not available, they can recommend private hire agencies at reasonable rates. Some health funds may also cover some of this cost.
If you need an ambulance, it will cost money in some states, but not in others. Don’t be afraid to ask about the cost of these services. It is better to know in advance than receive an unexpected bill. Ambulance cover is available in some states and may be an option. More information is available in the CareSearch financial resources page.
Your carer may be eligible for a Carer Payment. This is provided to someone who is caring full time. This is because they are unable to work or seek employment.
Carer Allowance may be an option. This is provided when a person is providing full time care to someone with a severe medical condition.
Eligibility for both payments needs an assessment by a doctor or a nurse. Social workers can help with this. More information on government payments is available from Centrelink.